My Credit

Car financing is our specialty.

Know your credit score

Use the My Credit form to get quick info about your credit and fast answers to financing questions.

Calculate your budget

Try our payment calculator to help determine your price range and estimate monthly payments.

Get approved

Save time by applying for credit using our secure online application.

 

Get approved

We’re the credit Specialists.

We specialize in financing. (It’s even in our name!) 

As one of the few dealerships in the country with a direct affiliation to area banks, we know the lending business so well that we can give you a decision on your credit in a matter of minutes. In fact, we offer more financing options than most banks — and more competitive interest rates!

Are you ready
to buy?

Financing at Auto Lenders

Our process is transparent and our credit specialists are happy to answer every question you have about auto financing.

We can provide you with quick answers to questions like the following:

  • What’s my credit score?
  • How can I improve my credit?
  • What is my interest rate?
  • How do I get financing on a specific Auto Lenders vehicle?
  • How much can I afford based on my income?
  • What's my monthly payment?

 

Start the conversation by using the My Credit form or call 888-305-5968 to speak directly with a credit specialist.

Credit lingo

Amount Financed — The amount of the credit provided to a buyer.

Annual Percentage Rate (APR) — The cost of credit expressed as a yearly rate.

Credit Report — A document that includes information on where you live, how you pay your bills and whether you have been sued, or have filed for bankruptcy.

Credit Score — A numerical value based on an analysis of a person's credit files that represents the creditworthiness of the person. The better your credit history, the higher your credit score will be.

Co-signer — A person to assume the responsibility of the auto loan with you. A co-signer can help secure a better interest rate on a loan and also help with the bank's final decision of granting the loan that you request.

Down Payment — The initial amount a buyer pays to reduce the amount financed.

Interest — The amount of money that the bank collects throughout the term of your loan.

Principal — The balance of your auto loan without interest included.

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